# Terms Of Use

### _Terms Of Service LUMEN Protocol_

_This Master User Agreement constitutes a binding contract between you, the User, and LUMEN Protocol regarding the use of the various services offered by LUMEN Protocol._

_This Master User Agreement (“Agreement”) is applicable to all Services. In addition to this Agreement and subject to the Service selected by the User, the User will be required to read and accept the relevant terms and conditions of service (“TOS”) for each Service coordinated by LUMEN Protocol provided by different Service Providers, which may be updated or modified by LUMEN Protocol from time to time. LUMEN Protocol's services are provided to Users on condition of acceptance without modification of all terms, conditions and notices contained in this Agreement, which may be posted on the Website from time to time. . If the User does not agree to any part of such terms, conditions and notices, the User may not use the LUMEN Protocol Service. In addition, the Service Providers themselves may provide terms and guidelines governing specific features or operating rules and policies applicable to each Service. The User is responsible for ensuring compliance with the terms and guidelines of the operating rules and policies of the Service Provider with which the User chooses to transact._

#### _SECTION 1 - ONLINE PLATFORM TERMS_

_By providing services from LUMEN Protocol, the user shall be deemed to have attained the age of majority, have read, understood and explicitly accepted the terms and conditions of this Agreement and shall be binding on the User. All rights and obligations of the User and/or LUMEN Protocol with respect to any service provided by LUMEN Protocol shall be limited to the scope of this agreement._

#### _SECTION 2 - GENERAL CONDITIONS_

_We reserve the right to refuse to provide the Services to anyone for any reason at any time. Users understand that their content may be transferred unencrypted and involves (a) transmissions over different networks; and (b) changes to conform and adapt to the technical requirements of the network or connected equipment. The User agrees not to copy, duplicate, copy, sell, resell or otherwise exploit any part of the Service, use of the Service, or access to the Service or any contact on the website without Services are provided without express written permission from us. The headings used in this agreement are included for convenience only and will not limit or affect these Terms._

_LUMEN Protocol, in its sole discretion, reserves the right not to accept any request from the User through the Website without specifying any reason._

#### _SECTION 3 - ACCURACY AND COMPLETENESS OF INFORMATION/ LIMITATION OF LIABILITY_

_LUMEN Protocol has made every effort to ensure that all information provided by it is accurate, but LUMEN Protocol does not warrant or make any representations about the quality, accuracy or completeness of any data. or any information. LUMEN Protocol makes no warranties, express or implied, with respect to the Website and/or its content and disclaims all warranties of fitness for a particular purpose and warranties of merchantability with respect to services, including any liability, responsibility or any other claim, whatsoever, in respect of any loss, whether direct or consequential, to any Person. user or any other person, arising from or from the use of any such information._

_To the extent LUMEN Protocol acts solely as a Service on behalf of third party service providers, it shall not have any liability for any aspect of the agreements between the Providers Services and Users related to standards and service delivery by Service Providers. Under no circumstances will LUMEN Protocol be liable for the services provided by the Service Provider._

_Although LUMEN Protocol makes reasonable efforts to ensure that the description and content on each page of the Website is accurate, LUMEN Protocol is not, however, responsible for changes that occur as a result of human error or due to human error. data entry or of any loss or damage suffered by any User as a result of any information contained herein._

_In addition, LUMEN Protocol is not a Service Provider and therefore cannot control or prevent changes in published descriptions or representations, which are always based on information provided by a Service Provider. grant. LUMEN Protocol acts only as a supporter of the Service and will not be responsible for any changes, omissions, disputes, etc. in connection with the service provided by the Service Provider, including matters relating to delays in refund or non-refundable fares and fees paid to the Service Provider._

_LUMEN Protocol does not endorse any of the advertisers on its website in any way. Users are required to verify the accuracy of all information on their own before making any reliance on it._

_LUMEN Protocol does not, by providing services relating to travel to particular destinations, represent or warrant that travel to such destinations is risk-free and will not be liable for damages. or loss may occur while traveling to such destinations._

_In no event will LUMEN Protocol be liable for any direct, indirect, punitive, incidental, special, consequential or any other damages resulting from: (a) use or not be able to use the services; (b) the cost of purchasing substitute goods and services or resulting from any goods, information or services purchased or obtained or messages received or transactions conducted through such services. service; (c) unauthorized access to or alteration of User transmissions or data; (d) any other matter relating to the services; including but not limited to damages for loss of usage, data or profits, arising out of or in any way connected to the services available from LUMEN Protocol._

_LUMEN Protocol will not be liable for the delay or inability to use/take advantage of the Website or the Service, the Service Provider's provision or failure to provide the service, or for any information, software , products, services and related graphics obtained from LUMEN Protocol, whether in contract, negligence, strict liability or otherwise. Furthermore, LUMEN Protocol will not be responsible for website unavailability during routine maintenance or any unplanned outage of services that may occur for technical reasons. technical or for any other reason beyond LUMEN Protocol's control. The User understands and agrees that any material and/or data downloaded or obtained from the Website / LUMEN Protocol is done entirely at their own discretion and risk and they will be solely responsible for any any damage to their computer system or any other resulting loss of materials and/or data._

_Under no circumstances will LUMEN Protocol be liable for any loss, consequential damage or any additional costs. Under no circumstances will LUMEN Protocol be liable for any form of refund paid to the Service Provider for providing services to the User/customer._

#### _SECTION 4- ON US OF THE USER_

_LUMEN Protocol is solely responsible for transactions made by Users through LUMEN Protocol. LUMEN Protocol will not be responsible for screening, censoring or controlling other transactions, including whether such transactions are legal and valid under the laws of the User's country._

_Users warrant that they will follow all such additional procedures and instructions, as amended from time to time, in connection with the use of the services. The user also warrants that he or she will comply with all applicable laws and regulations regarding the use of the services with respect to the relevant authority for each transaction._

_The User represents and confirms that the User is of legal age to enter into a binding contract and is not a person prohibited from providing the Services under applicable law._

#### _SECTION 5 - FEE AND PRICE_

_LUMEN Protocol reserves the right to charge listing fees for certain listings, as well as transaction fees based on certain transactions completed using the service. LUMEN Protocol reserves the right to change any and all fees from time to time without notice._

_LUMEN Protocol reserves the right to charge listing fees for certain listings, as well as transaction fees based on certain transactions completed using the service. LUMEN Protocol reserves the right to change any and all fees from time to time without notice._

_The User shall be solely responsible for all fees, charges, duties, taxes and assessments arising from the use of the services._

_In the event that LUMEN Protocol charges a short fee for listing, service or transaction fee or any other fee or service for any technical or other reason, it reserves the right to deduct/calculate on its own Fees / post-transaction balance requests at your discretion._

#### _SECTION 6 - THIRD-PARTY LINKS_

_By using an Account on LUMEN Protocol websites, the User authorizes LUMEN Protocol and its agents to access third party websites, including those of the Bank and other payment gateways, designated by them, or on their behalf, to retrieve the requested information._

_During registration, the User will choose a password and is responsible for maintaining the confidentiality of the password and the account._

_Users are solely responsible for all activities that occur while using their password or account. It is the user's responsibility to notify LUMEN Protocol immediately, in writing, of any unauthorized use of their password or account, or any other breach of security. LUMEN Protocol will not be liable for any loss that the User may incur as a result of the unauthorized use of their password or account, whether or not they know it. Users may not use anyone else's password at any time._

#### _SECTION 7 - USER COMMENTS AND FEEDBACK, SOLICITATION_

_The Website may contain services such as email, chat, bulletin board services, information related to various tourist attractions, newsgroups, forums, communities, personal websites, calendars and/ or other messages (hereinafter collectively referred to as "Communication Services"). The User agrees and undertakes to use the Communication Services only to post, send and receive messages and materials that are appropriate and related to the particular Communication Service. The User agrees and undertakes that when using the Communication Service, the User will not:_

_Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights of others; Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; Upload files that contain software or other material protected by intellectual property laws unless the User owns or controls the rights thereto or has received all necessary consents; Upload or distribute files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of the Website or another's computer; Advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; Conduct or forward surveys, contests, pyramid schemes or chain letters; Download any file posted by another User of a Communication Service that the User know, or reasonably should know, cannot be legally distributed in such manner; Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded; Violate any code of conduct or other guidelines, which may be applicable for or to any particular Communication Service; Violate any of the terms and conditions of this Agreement or any other terms and conditions for the use of the Website contained elsewhere herein._

_LUMEN Protocol will review materials posted through the Communication Service and will remove any materials, in its sole discretion. LUMEN Protocol reserves the right to terminate User's access to any or all Communication Services at any time without notice for any reason._

_LUMEN Protocol reserves the right at all times to disclose any information necessary to meet or comply with any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or delete any any information or materials, in whole or in part, in LUMEN Protocol's sole discretion._

_LUMEN Protocol does not control or endorse the content, messages, or information found in any Communication Service and, therefore, LUMEN Protocol specifically disclaims any liability in connection with the Communication Services and any any action arising from the User's participation in any Communication Service._

_Materials uploaded to a Communication Service may be subject to restrictions on use, reproduction, and/or dissemination. It is the user's responsibility to update and comply with such limitations if they download the materials._

_When a User registers with LUMEN Protocol, we or any of our partners/affiliated companies/teams may contact the User from time to time to provide offers/information about products/ such service that we believe may benefit the User._

#### _SECTION 8 - PERSONAL INFORMATION_

_The User’s submission of personal information through the online platform is governed by LUMEN Protocol’s Privacy Policy._

#### _SECTION 9 - PROHIBITED USES_

_In addition to other prohibitions set forth in the Terms of Service, Users are prohibited from using the website or its content: (a) for any illegal purpose; (b) to induce others to commit or engage in any unlawful act; (c) violate any international, federal, provincial or state regulation, rule, law, ordinance or ordinance; (d) infringes or violates our intellectual property rights or the intellectual property rights of others; (e) harass, abuse, offend, harm, libel, slander, disparage, threaten or discriminate on the basis of gender, sexual orientation, religion, ethnicity, race, age, national origin or disability; (f) submit false or misleading information; (g) upload or transmit viruses or any other malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any associated website. offices, other websites or the Internet; (h) collect or track the personal information of others; (i) for spamming, phishing, pharmaceutical, reason, crawler, information gathering or scavenging; (j) for any pornographic or immoral purposes; or (k) interfere with or circumvent the security features of the Services or any related websites, other websites, or the Internet. We reserve the right to terminate User's use of the Service or any related website for violation of any prohibited use._

#### _SECTION 10 - INDEMNIFICATION_

_The User agrees to indemnify, defend and hold harmless LUMEN Protocol and its parent company, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, duties, subcontractors, suppliers, interns and employees, harmless from any loss, claim or claim, liability, damages, costs (including attorneys' fees) reasonable fees and disbursements in connection therewith and the interest it may charge), made by any third party as a result of or arising out of the User's breach of these Terms of Service or failure to express any representation, warranty, covenant or agreement made or obligation performed by the User under this agreement._

_The user shall be solely and entirely responsible for any breach of any country-specific rules and regulations or general code of conduct and LUMEN Protocol cannot be held liable for the same on one's own._

#### _SECTION 11 - RIGHT TO REFUSE_

_LUMEN Protocol, in its sole discretion, reserves the right not to accept any customer request without specifying any reason. LUMEN Protocol may restrict a User's activity or terminate a User's list, warn other Users of the User's actions, temporarily/indefinitely temporarily, or terminate the User's activity immediately immediately register and/or refuse to provide the User with access to the website if: User violates this agreement, and/or the materials it incorporates by reference; LUMEN Protocol is unable to verify or validate any information provided by the User; or LUMEN Protocol believes that the User's actions may violate any third party's rights or violate any applicable law or result in any liability to the User, other Users of the site. web and/or LUMEN Protocol._

_LUMEN Protocol may reinstate suspended users at any time, in its sole discretion. Once the User has been suspended indefinitely, the User shall not register or attempt to register with LUMEN Protocol or use the website in any way until the User is reinstated by LUMEN Protocol._

_Notwithstanding the foregoing, if the User violates this agreement, or the documents that the User incorporates by reference, LUMEN Protocol reserves the right to take such strict legal action as LUMEN Protocol deems necessary._

#### _SECTION 12 – RIGHT TO CANCELLATION BY LUMEN Protocol IN CASE OF INVALID INFORMATION FROM USER_

_The user undertakes to provide LUMEN Protocol only with correct and valid information while requesting any services under this agreement, and not to make any false representations. Any default by the User will be in effect with this agreement and will prevent the User from using services from LUMEN Protocol._

_In the event that LUMEN Protocol discovers or has reason to believe, at any time during or after receipt of a service request from a User, that the service request is unauthorized or that information provided by the User is provided or any of such information is incorrect or any facts have been misrepresented by them, LUMEN Protocol, in its sole discretion, shall have the unrestricted right to take any action against(s) User without any prior notice to User. In such a case, LUMEN Protocol will not be responsible or liable for any loss or damage that may be caused to the User._

_Users shall expressly indemnify LUMEN Protocol of any such claim or liability and shall not hold LUMEN Protocol liable for any loss or damage arising from measures taken by LUMEN Protocol to protect their own interests and those of genuine customers._

#### _SECTION 13 – SEVERABILITY_

_In the event that any provision of this Agreement is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from this Agreement. Such determination shall not affect the validity and enforceability of any other remaining provisions._

#### _SECTION 14 -– TERMINATION_

_The User or LUMEN Protocol may terminate this Agreement and the Service with or without cause, at any time, with immediate effect._

_The User agrees that LUMEN Protocol may, under certain circumstances and without prior notice, immediately terminate the User's ID and access to the Website/Services._

_Either User or LUMEN Protocol may terminate this Agreement through a written notice to the other. LUMEN Protocol shall not be liable to the User or any third party for the termination of any Service. If the User objects to any of the terms and conditions of this Agreement, or becomes dissatisfied with the Service in any way, the User's sole recourse is to: (a) stop using the Site. / Immediate service; and (b) notify LUMEN Protocol of the discontinuance of such service._

_Upon termination of the Service, the User's right to use the Website/Services and software shall immediately cease. The User shall have no right and then LUMEN Protocol shall have no obligation to perform any uncompleted task of the User or forward any unread or unsent messages to the User or any third party. which three. When a User's subscription or the Service is terminated, canceled or suspended, any data the User has stored on the Website may not be subsequently retrieved._

#### _SECTION 15 - ENTIRE AGREEMENT_

_Any failure by us to exercise or enforce any right or provision of this Agreement Service shall not constitute a waiver of such right or provision._

_This Agreement and any policies or operating rules posted by us on this website or in respect to the Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Agreement, if any)._

_Any ambiguities in the interpretation of this Agreement shall not be construed against the drafting party._

#### _SECTION 16 - CONTACT INFORMATION_

_Questions about the Terms of Service should be sent to us contact@LumenProtocol.io_

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